Contents

1. General
2. Part 1 of the DLW - Single By-law or Loan Application
3. Part 1 of the DLW - Multiple By-laws (and/or multiple loan applications)
4. Parts 2, 3, 4 and 5 of the DLW
5. Retrieve/Store:  Retrieval and storage of worksheet sessions:
   1. Retrieve and Store (for first borrowing during the current year)
   2. Retrieve with Update (for second and subsequent borrowing during the current year)
6. Clear & Start Over
7. Printing the Debt Limit Worksheet

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2.  Part 1 of the DLW - Single By-law or Loan Application

1. Complete all applicable sections of Part 1 (a) to (g).
2. In Part 1(h), select the text "Use Multiple By-laws button if > 1", and type the By-law number.  If there is more than one, see #3 of these instructions below.
3. In Part 1(h), enter the dollar amount.
4. A secondary window will open called "Repayment Schedule".
5. under Recalculation Options, select payment type
6. change to the appropriate term
7. type in the deferment term, if applicable
8. click "Recalculate Loan Payment"
9. the Repayment Schedule will refresh based on the new information
10. print the Repayment Schedule, if required
11. important:  click "Transfer to Form" (payment info will transfer to DLW), click OK
12. click X to close the Repayment Schedule window (top right of screen).

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3.  Part 1 of the DLW - Multiple By-laws

Please note:  Version 5.0 of Internet Explorer may cause problems if you use the Multiple By-law entry section.  Please consider upgrading your browser.

The "Multiple By-law" button is to be used if more than one by-law is applicable, AND/OR more than one application is being submitted.  To enter the first by-law number:

1. click "Multiple By-laws"
2. enter the first by-law number
3. enter amount
4. click "Recalculate Loan Payment"
5. a new window will open called "Repayment Schedule"
6. under Recalculation Options, select payment type
7. change to the appropriate term
8. type in the deferment term, if applicable
9. click "Recalculate Loan Payment"
10. the Repayment Schedule will refresh based on the new information
11. print the Repayment Schedule, if required
12. important:  click "Transfer to Form" (payment info will transfer to DLW), click OK
13. click X to close the window (top right of screen), which will take you back to the Multiple By-law entry screen.

1. click refresh (to show payment on the first by-law)
2. then enter the second by-law number and repeat steps (c) - (m) for any other by-law entries.

4.  Parts 2, 3, 4 and 5 of the DLW

1. Complete all applicable sections of Parts 2 to 5.
2. The final sections of the Debt Limit Worksheet will now display Yes or No answers for the following questions.  The numbers (i) to (iv) refer to sections of the form.
   - Does total debt for calculation of debt limit (i) exceed debt limit (ii)?
   - Does total service on debt (iii) exceed service on debt limit (iv)?

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5.   Retrieve/Store:  Retrieval and Storage of Worksheet Sessions

1. Retrieve/Store (To be used for first borrowing during the current year)

• complete all information on the worksheet

To Save

•   click "Retrieve/Store"
•   click "Save" from form (this is to save a cookie for the next session)
•   click OK (save info to cookies)

 To Print

•   click "Prepare for Printer"
•   click "Print"
•   click "X" (to right) to exit

2. Retrieve with Update (to be used for second and subsequent borrowing during the current year)

• click "Retrieve/Store"
• click "Restore with Update" (i.e. to add new application since last borrowing)
• click OK, OK & OK
• complete all information on the worksheet related to the new application

To Save

• click "Retrieve/Store"
• click "Clear Cookie" (to clear last save session), OK, OK
• click "Retrieve/Store" again
• click "Save information to Cookies" (this time to save a cookie for the next session)

To Print

• click "Prepare for Printer"
• click "Print"
• click "X" (to right) to exit

6.  Clear & Start Over:

To be used to clear the worksheet and re-enter information on the DLW if required. Please note:  if the previous session was saved, click "clear cookie" to clear the worksheet that was previously saved in order to start a brand new (with no information) worksheet.

7.  Printing the DLW

• click "Prepare for Printer".
• click "Print".

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• Go to the Debt Limit Worksheet.
• Back to ACFA Debt Limit Worksheet/Loan Calculator Index.